Terms and Conditions of Service

These Terms and Conditions of Service (these“Terms”) set forth the terms between WISE OWL PTE.LTD. (the “Company”or WISE OWL PTE.LTD.) and the users (“Users”) of any services or features provided under the name of WISE OWL (the “Service”) , which is provided by the Company.

1. Definitions

“App”means the application software designed for smartphones and/or tablet computers which is provided by the Company for the Service.

2. Consent to these Terms

3.Retention of Rights

All rights in regard to the App and the Service (including, without limitation, intellectual property rights such as copyrights, trademark rights, patent rights, etc.) shall be retained by the Company or the third party licensors of such rights.

4. Provision of the Service

5. Privacy

6. Other Services

7. Prohibited Acts

Users shall not engage in any of the following acts when using the Service:

8. User Responsibility

9. Disclaimer

10. Modification of these Terms

The Company may modify these Terms when the Company deems it necessary, without providing prior notice to Users. The modification will become effective once the modified Terms are posted on the Service. Users shall be deemed to have granted valid and irrevocable consent to the modified Terms by continuing to use the Service. Since the Company is not responsible for providing separate notifications on the contents of such modification, Users shall refer to these Terms on a regular basis when using the Service.

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WISE OWL PTE.LTD. welcomes questions, concerns, or suggestions.

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